Shannon Wherry | SVP & Director of Communications |
Larry Helm | Executive Chairman, CEO & President |
Julie Anderson | CFO & Secretary |
John Turpen | Chief Risk Officer |
Steven Alexopoulos | JPMorgan Chase & Co. |
Jennifer Demba | Truist Securities |
Bradley Milsaps | Piper Sandler & Co. |
Brett Rabatin | Hovde Group |
Michael Rose | Raymond James & Associates |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Gary Tenner | D.A. Davidson & Co. |
Brocker Vandervliet | UBS Investment Bank |
William Dezellem | Tieton Capital Management |
Peter Winter | Wedbush Securities |
Welcome to the Texas Capital Bancshares Q3 2020 Earnings Conference Call. [Operator Instructions]. I would like now to turn the call over to Sharon Wherry, Director of Communications. Please go ahead.
Good afternoon.