Jocelyn Kukulka | executive |
Robert Holmes | executive |
Matt Scurlock | executive |
Benjamin Gerlinger | analyst |
Matt Olney | analyst |
Anthony Elian | analyst |
Broderick Preston | analyst |
Hello, and welcome to the Texas Capital Bancshares, Inc. Q4 2023 Earnings Call. My name is Elliot, and I will be coordinating your call today. [Operator Instructions]. I'd now like to hand over to Jocelyn Kukulka, Head of Investor Relations.