Ron Farnsworth | CFO |
Cort O'Haver | President and CEO |
Tory Nixon | Chief Banking Officer |
Rilla Delorier | Chief Strategy Officer |
Dave Shotwell | Chief Risk Officer |
Frank Namdar | Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Steven Alexopoulos | JPMorgan |
Matthew Clark | Piper Jaffray |
Aaron Deer | Sandler O'Neill |
Jackie Bohlen | KBW |
David Long | Raymond James |
Michael Young | SunTrust |
Tyler Stafford | Stephens |
Good day, everyone, and welcome to the Umpqua Holdings Corporation First Quarter Earnings Conference Call. Today's call is being recorded. At this time, I would like to turn the call over to Ron Farnsworth, CFO. Please go ahead.
Okay.