Ron Farnsworth | Executive Vice President and Chief Financial Officer |
Cort O’Haver | President and Chief Executive Officer |
Tory Nixon | Senior Executive Vice President and Chief Banking Officer |
David Shotwell | Executive Vice President and Chief Risk Officer |
Frank Namdar | Executive Vice President and Chief Credit Officer |
Michael Young | SunTrust Robinson Humphrey |
Jared Shaw | Wells Fargo Securities |
Steven Alexopoulos | J.P. Morgan |
Tyler Stafford | Stephens |
Jeffrey Rulis | DA Davidson |
Jacquelynne Bohlen | KBW |
David Chiaverini | Wedbush |
Good morning and welcome to Umpqua Holding Corporation’s First Quarter 2020 Earnings Call. I will now turn the call over to Ron Farnsworth, Chief Financial Officer.
Okay. Thank you, Cheryl, and good morning and thank you for joining us today on our first quarter 2020 earnings call. With me remotely this morning, are Cort O’Haver, the President and CEO of Umpqua Holdings Corporation; Tory Nixon, our Chief Banking Officer; Dave Shotwell, our Chief Risk Officer; and Frank Namdar, our Chief Credit Officer.