Cort O’Haver | President and Chief Executive Officer |
Ron Farnsworth | Chief Financial Officer |
Tory Nixon | President of Umpqua Bank |
Dave Shotwell | Chief Risk Officer |
Frank Namdar | Chief Credit Officer |
Michael Young | SunTrust |
Jeffrey Rulis | DA Davidson |
Jacqui Bohlen | KBW |
Jared Shaw | Wells Fargo Securities |
Steven Alexopoulos | J.P. Morgan |
Good morning and welcome to Umpqua Holding Corporation’s Second Quarter 2020 Earnings Call. I will now turn the call over to Ron Farnsworth, Chief Financial Officer.
Okay. Thank you, Ryan, and good morning and thank you for joining us today on our second quarter 2020 earnings call. With me this morning, are Cort O’Haver, the President and CEO of Umpqua Holdings Corporation; Tory Nixon, President of Umpqua Bank; Dave Shotwell, our Chief Risk Officer; and Frank Namdar, our Chief Credit Officer.