Ronald Farnsworth | EVP & CFO |
Cort O’Haver | CEO & President |
Frank Namdar | EVP & Chief Credit Officer |
Torran Nixon | President |
Jackie Bohlen | KBW |
Jared Shaw | Wells Fargo Securities |
Matthew Clark | Piper Sandler & Co. |
Michael Young | Truist Securities |
Steven Alexopoulos | JPMorgan Chase & Co. |
Jeffrey Rulis | D.A. Davidson & Co. |
Robert Terrell | Stephens Inc. |
Good morning, and welcome to Umpqua Holdings Corporation's First Quarter 2021 Earnings Call. [Operator Instructions]. I will now turn the meeting over to Ron Farnsworth, Chief Financial Officer.
Great. Thank you, Laura.