Chad Prashad | President & Chief Executive Officer |
John Calmes | Chief Financial & Strategy Officer |
John Rowan | Janney |
Vincent Caintic | Stephens |
Kyle Joseph | Jefferies |
Good morning and welcome to the World Acceptance Corporation sponsored Third Quarter Press Release Conference Call. This call is being recorded. At this time, all participants have been placed on listen-only mode.
Before we begin, the corporation has requested that I make the following announcement. The comments made during this conference call may contain certain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 that represent the corporation's expectations and beliefs concerning future events.