Chad Prashad | President and Chief Executive Officer |
John Calmes | Chief Financial and Strategy Officer |
John Rowan | Janney |
Morgan O’Donovan | Stephens |
Lance Jessurun | Jefferies |
Good morning, and welcome to the World Acceptance Corporation-sponsored fourth quarter press release conference call. This call is being recorded. [Operator Instructions]
Before we begin, the corporation has requested that I make the following announcements. The comments made during this conference call may contain certain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 that represents the corporation’s expectations and beliefs concerning future events.