Chad Prashad | President and Chief Executive Officer |
John Calmes | Chief Financial and Strategy Officer |
John Rowan | Janney |
Vincent Caintic | Stephens |
Jordan Hymowitz | Philadelphia Financial |
Guy Riegel | Ingalls & Snyder |
Good morning, and welcome to the World Acceptance Corporation's sponsored First Quarter Press Release Conference Call. Today, this call is being recorded. At this time all participants have been placed in a listen-only mode.
Following managements' remarks, there will be an opportunity to ask questions.
Before we begin, the corporation has requested that I make the following announcement.