James Abbott | Director of Investor Relations |
Harris Simmons | Chairman and Chief Executive Officer |
Paul Burdiss | Chief Financial Officer |
Scott McLean | President and Chief Operating Officer |
Michael Morris | Executive Vice President and Chief Credit Officer |
Ken Zerbe | Morgan Stanley |
David Rochester | Deutsche Bank Securities Inc. |
Kenneth Usdin | Jefferies LLC |
John Pancari | Evercore Inc. |
Bradley Jason Milsaps | Sandler O’Neill & Partners LP |
Erika Najarian | Bank of America Merrill Lynch |
Peter Winter | Wedbush Securities Inc. |
Kevin James Barker | Piper Jaffray Companies |
Lana Chan | BMO Capital Markets Corp. |
Stephen Moss | B. Riley & Co. LLC |
Steven Alexopoulos | JP Morgan |
Christopher Spahr | Wells Fargo Securities |
Brock Vandervliet | UBS |
Brian Foran | Autonomous Research LLP |
Good day, ladies and gentlemen, and thank you for your patience.
You’ve joined Zions Bancorporation’s First Quarter 2019 Earnings Results Webcast. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference may be recorded.