Jon Levenson | Head, Investor Relations |
Juan Andrade | President and CEO |
Mark Kociancic | Executive Vice President and CFO |
John Doucette | President And Chief Executive Officer, Reinsurance Division |
Mike Karmilowicz | President and Chief Executive Officer, Everest Insurance |
Jim Williamson | Group Chief Operating Officer |
Elyse Greenspan | Wells Fargo |
Phil Stefano | Deutsche Bank |
Mike Phillips | Morgan Stanley |
Yaron Kinar | Goldman Sachs |
Josh Shanker | BofA |
Meyer Shields | KBW |
Brian Meredith | UBS |
Welcome to the Everest Re Group Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions] I would now like to turn the call over to Jon Levenson, Head of Investor Relations. Thank you. Please go ahead.