John Hall | Head-Investor Relations |
Michel Khalaf | President and Chief Executive Officer |
John McCallion | Chief Financial Officer |
Steve Goulart | Executive Vice President and Chief Investment Officer, MetLife, Inc., and President, MetLife Investment Management |
Ramy Tadros | President, U.S. Business |
Tom Gallagher | Evercore |
Ryan Krueger | KBW |
Nigel Dally | Morgan Stanley |
Jimmy Bhullar | JPMorgan |
Elyse Greenspan | Wells Fargo |
Erik Bass | Autonomous Research |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife First Quarter 2020 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] As a reminder, this conference is being recorded.