John Hall | executive |
Michel Khalaf | executive |
John McCallion | executive |
Ryan Krueger | analyst |
Ramy Tadros | executive |
Thomas Gallagher | analyst |
Jamminder Bhullar | analyst |
Suneet Kamath | analyst |
Taylor Scott | analyst |
Eric Sacha Clurfain | executive |
John Barnidge | analyst |
Michael Ward | analyst |
Lyndon Oliver | executive |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2023 Earnings Release Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.
Before we have started, I refer you to the cautionary note about forward-looking statements in yesterday's earnings release and to risk factors discussed in MetLife's SEC filings.
With that, I will now turn the call over to John Hall, Global Head of Investor Relations.