Federico Sandler | Investor Relations Officer |
Pedro Arnt | Chief Financial Officer |
Osvaldo Giménez | Chief Executive Officer of Mercado Pago |
Stephen Ju | Credit Suisse |
Andrew Ruben | Morgan Stanley |
Irma Sgarz | Goldman Sachs |
Bob Ford | Bank of America |
Gustavo Oliveira | UBS |
Ravi Jain | HSBC |
Edward Yruma | KeyBanc Capital Markets |
Thiago Macruz | Itaú |
Trevor Young | Barclays |
Marcelo Santos | JPMorgan |
Jamie Friedman | Susquehanna |
John Colantuoni | Jefferies |
Kunal Madhukar | Deutsche Bank |
Hello, everyone, and welcome to the MercadoLibre earnings conference call for the quarter ended September 30, 2020. I am Federico Sandler, Investor Relations Officer for MercadoLibre.
Our senior manager presenting today is Pedro Arnt, Chief Financial Officer.
Additionally, Osvaldo Giménez, CEO of Mercado Pago will be available during today's Q&A session. I remind you that management may make forward-looking statements relating to such matters as continued growth prospects for the company, industry trends and product and technology initiatives.