Edward Sebor | IR, FTI Consulting |
Edward Heffernan | President and Chief Executive Officer |
Charles Horn | Chief Financial Officer |
Darrin Peller | Barclays Capital |
Sanjay Sakhrani | Keefe, Bruyette and Woods, Inc. |
Vincent Caintic | Stephens, Inc. |
Jason Deleeuw | Piper Jaffray |
David Togut | Evercore ISI |
Andrew Jeffrey | SunTrust Robinson Humphrey |
David Scharf | JMP Securities LLC |
Good morning, and welcome to the Alliance Data Fourth Quarter and Full-Year 2017 Earnings Conference Call. At this time, all parties have been placed in a listen-only-mode.
Following today's presentation, the floor will be open for your questions. [Operator Instructions] In order to view the Company's presentation on the website, please remember to turn off your pop-up blocker on your computer. It is now my pleasure to introduce your host, Mr.