Vicky Nakhla | Investor Relations Director, AdvisIRy Partners |
Ed Heffernan | President & Chief Executive Officer |
Charles Horn | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Andrew Jeffrey | SunTrust |
David Scharf | JMP Securities |
Ramsey El-Assal | Barclays |
Good morning, and welcome to the Alliance Data First Quarter 2019 Earnings Conference Call. At this time, all parties have been placed on a listen-only mode.
Following today's presentation, the floor will be opened for your questions. [Operator Instructions] In order to view the company's presentation on their website, please remember to turn off the pop-up blocker on your computer. It is now my pleasure to introduce your host, Ms.