Gordon Prescott | SVP, General Counsel |
Mike Daly | CEO |
Jamie Moses | CFO |
Sean Gray | COO |
Nick Cucharale | Sandler O'Neill |
Collyn Gilbert | KBW |
Dave Bishop | FIG Partners |
Brody Preston | Piper Jaffray |
Good morning, and welcome to the Berkshire Hills Bancorp Fourth Quarter 2017 Earnings Release Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Gordon Prescott, Senior Vice President, General Counsel. Please go ahead.