David Ritchie | CEO, President & Director |
Mitchell Derenzo | CFO, Principal Accounting Officer & Executive VP |
Tim O'Brien | Sandler O'Neill |
Donald Allen Worthington | Raymond James & Associates, Inc. |
Welcome to the fourth quarter 2017 earnings conference call. My name is Victoria, and I'll be your operator for today's call. At this time, all participants are in a listen-only mode and later we will conduct a question-and-answer session. Please note that this conference is being recorded. And I will now turn the call over to David Ritchie.