Terry Turner | CEO |
Harold Carpenter | CFO |
Jared Shaw | Wells Fargo Securities |
Stephen Scouten | Sandler O'Neill |
Brett Rabatin | Piper Jaffray |
Jennifer Demba | SunTrust |
William Curtiss | Hovde Group |
Tyler Stafford | Stephens |
Michael Rose | Raymond James |
Brock Vandervliet | UBS |
Brian Martin | FIG Partners |
Good morning, everyone, and welcome to the Pinnacle Financial Partners' Fourth Quarter 2018 Earnings Conference Call. Hosting the call today from Pinnacle Financial Partners is Mr. Terry Turner, Chief Executive Officer; and Mr. Harold Carpenter, Chief Financial Officer. Please note, Pinnacle's earnings release and this morning's presentation are available on the Investor Relations page of their website at www.pnfp.com.