John Egan | Vice President of Investor Relations |
Dan Houston | Chief Executive Officer |
Deanna Strable | Chief Financial Officer |
Renee Schaaf | Retirement and Income Solutions |
Tim Dunbar | Global Asset Management |
Luis Valdés | Principal International |
Amy Friedrich | U.S. Insurance Solutions |
Alex Scott | Goldman Sachs |
Erik Bass | Autonomous Research |
Jimmy Bhullar | JPMorgan |
Humphrey Lee | Dowling & Partners |
Andrew Kligerman | Credit Suisse |
Ryan Krueger | KBW |
Good morning, and welcome to the Principal Financial Group Fourth Quarter 2019 Financial Results Conference Call. There will be a question-and-answer period after the speakers have completed their prepared remarks. [Operator Instructions]
I would now like to turn the conference call over to John Egan, Vice President of Investor Relations.
Thank you, and good morning.