John Egan | Vice President, Investor Relations |
Dan Houston | Chief Executive Officer |
Deanna Strable | Chief Financial Officer |
Amy Friedrich | President-U.S. Insurance Solutions |
Renee Schaaf | President-Retirement and Income Solutions |
Luis Valdés | Principal International |
Pat Halter | Global Asset Management |
Ryan Krueger | KBW |
Humphrey Lee | Dowling & Partners |
Jimmy Bhullar | J.P. Morgan |
Tom Gallagher | Evercore |
Josh Shanker | Bank of America |
Erik Bass | Autonomous Research |
Suneet Kamath | Citi |
Mike Ward | UBS |
Good morning, and welcome to the Principal Financial Group’s Fourth Quarter and Full-Year 2020 Financial Results Conference Call. There will be a question-and-answer period after the speakers have completed their prepared remarks. [Operator Instructions] I would now like to turn the conference call over to John Egan, Vice President of Investor Relations.
Thank you and good morning. Welcome to Principal Financial Group’s fourth quarter and full-year 2020 conference call.