Ken McEwen | Investor Relations Manager |
Ned Rand | President & Chief Executive Officer |
Dana Hendricks | Chief Financial Officer |
Mike Boguski | President, Specialty P&C |
Kevin Shook | President, Workers' Compensation Insurance Operations |
Jeff Bowlby | ARM, Chief Marketing Officer |
Amit Kumar | Buckingham Research |
Matt Carletti | JMP |
Greg Peters | Raymond James |
Mark Hughes | SunTrust |
Bob Farnam | Boenning & Scattergood |
Ron Bobman | Capital Returns |
Good morning, everyone, and welcome to ProAssurance's Conference Call to discuss the Company's Fourth Quarter and Full Year 2019 Results. These results were reported in a news release issued on February 20th of 2020 and in the company’s annual report on Form 10-k, which was also filed on February 20th of 2020. Included in these documents are cautionary statements about the significant risks, uncertainties and other factors that are out of the company's control and could affect ProAssurance's business and alter expected results. Please review those statements.
Management expects to make statements on this call dealing with projections, estimates, and expectations, and explicitly identifies these as forward-looking statements within the meaning of the U.S.