Darin Arita | Prudential Financial, Inc. |
John Robert Strangfeld | Prudential Financial, Inc. |
Mark B. Grier | Prudential Financial, Inc. |
Robert Michael Falzon | Prudential Financial, Inc. |
Stephen P. Pelletier | Prudential Financial, Inc. |
Charlie F. Lowrey | Prudential Financial, Inc. |
Ryan Krueger | Keefe, Bruyette & Woods, Inc. |
Jamminder Singh Bhullar | JPMorgan Securities LLC |
Nigel P. Dally | Morgan Stanley & Co. LLC |
John Nadel | UBS Securities LLC |
Suneet Kamath | Citigroup Global Markets, Inc. |
Erik James Bass | Autonomous Research US LP |
Alex Scott | Goldman Sachs & Co. LLC |
Ladies and gentlemen, thank you for standing by. Welcome to the Prudential Third Quarter 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session.
As a reminder, this conference is being recorded.