Darin Arita | Investor Relations |
Charles Lowrey | Chairman and Chief Executive Officer |
Robert Falzon | Vice Chairman |
Ken Tanji | Executive Vice President and Chief Financial Officer |
Scott Sleyster | Executive Vice President and Head of International Businesses |
Andy Sullivan | Executive Vice President and Head of U.S. Businesses |
Nigel Dally | Morgan Stanley |
Andrew Kligerman | Credit Suisse |
Thomas Gallagher | Evercore ISI |
Erik Bass | Autonomous Research |
Suneet Kamath | Citi |
John Barnidge | Sandler O’Neill |
Humphrey Lee | Dowling & Partners |
Ladies and gentlemen, thank you for standing by and welcome to Prudential Quarterly Earnings Conference Call. At this time, all participants are in a listen-only mode, later we will conduct a question-and-answer session; instructions will be given at that time. [Operator Instructions] As a reminder, this conference is being recorded.
I would now like to turn the conference over to your host, Darin Arita. Please go ahead.