Darin Arita | Investor Relations |
Charlie Lowrey | Chairman and Chief Executive Officer |
Rob Axel | Controller and Principal Accounting Officer |
Andy Sullivan | Head-U.S. Businesses |
Scott Sleyster | Head-International Businesses |
Ken Tanji | Chief Financial Officer |
Erik Bass | Autonomous Research |
Humphrey Lee | Dowling & Partners |
Tom Gallagher | Evercore |
Suneet Kamath | Citi |
Ryan Krueger | KBW |
John Barnidge | Piper Sandler |
Jimmy Bhullar | JPMorgan |
Josh Shanker | Bank of America |
Elyse Greenspan | Wells Fargo |
Ladies and gentlemen, thank you for standing by, and welcome to the Prudential Quarterly Earnings Conference Call. [Operator Instructions] And as a reminder, today’s conference call is being recorded. I would now like to turn the conference over to Mr. Darin Arita. Please go ahead.