Darin Arita | Head-Investor Relations |
Charlie Lowrey | Chairman and Chief Executive Officer |
Bob Falzon | Vice Chairman |
Andy Sullivan | Head-U.S. Businesses |
Scott Sleyster | Head-International Businesses |
Ken Tanji | Chief Financial Officer |
Rob Axel | Controller and Principal Accounting Officer |
Tom Gallagher | Evercore |
Elyse Greenspan | Wells Fargo |
Andrew Kligerman | Credit Suisse |
Ryan Krueger | KBW |
Suneet Kamath | Citi |
Erik Bass | Autonomous Research |
Yaron Kinar | Goldman Sachs |
Humphrey Lee | Dowling & Partners |
Tracy Benguigui | Barclays |
John Barnidge | Piper Sandler |
Josh Shanker | Bank of America |
Ladies and gentlemen, thank you for standing by, and welcome to the Prudential Quarterly Earnings Conference Call. At this time, all lines are in a listen-only mode. Later, we will conduct a question-and-answer session, instructions will be given to you at that time. [Operator Instructions] And as a reminder, today’s conference call is being recorded. I would now like to turn the conference over to Mr.