Warren Kneeshaw | IR |
Ajay Banga | President and CEO |
Sachin Mehra | CFO |
Tim Murphy | General Counsel |
George Mihalos | Cowen |
Tien-tsin Huang | JP Morgan |
Sanjay Sakhrani | KBW |
Jim Schneider | Goldman Sachs |
Lisa Ellis | MoffettNathanson |
Moshe Orenbuch | Credit Suisse |
Bob Napoli | William Blair |
Jason Kupferberg | Bank of America Merrill Lynch |
Don Fandetti | Wells Fargo |
Bryan Keane | Deutsche Bank |
David Togut | Evercore |
Darrin Peller | Wolfe Research |
Craig Moore | Autonomous Research |
Good morning. My name is Brandy, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mastercard Second Quarter 2019 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.