Warren Kneeshaw | Head of IR |
Ajay Banga | President and CEO |
Sachin Mehra | CFO |
Eric Wasserstrom | UBS |
Tien-Tsin Huang | JP Morgan |
Craig Maurer | Autonomous |
Lisa Ellis | MoffettNathanson |
Chris Donat | Piper Sandler |
Darrin Peller | Wolfe Research |
Trevor Williams | Jefferies |
Jason Kupferberg | BOA |
Joseph Foresi | Cantor Fitzgerald |
Ladies and gentlemen, thank you for standing by. And welcome to the Mastercard Incorporated Q4 Full Year 2019 Earnings Call. [Operator Instructions]
I'd now like to hand the conference over to your speaker today, Warren Kneeshaw, Head of Investor Relations. Please go ahead, sir.