Warren Kneeshaw | Head of IR |
Michael Miebach | CEO |
Sachin Mehra | CFO |
Rayna Kumar | UBS |
Harshita Rawat | Bernstein |
Darrin Peller | Wolfe Research |
Lisa Ellis | MoffettNathanson |
Sanjay Sakhrani | KBW |
Tien-Tsin Huang | JPMorgan Chase |
David Togut | Evercore ISI |
Bryan Keane | Deutsche Bank |
Ramsey El-Assal | Barclays |
Dan Dolev | Mizuho |
Moshe Orenbuch | Credit Suisse |
Dave Koning | Baird |
Andrew Jeffrey | Truist Securities |
Jamie Friedman | Susquehanna |
George Mihalos | Cowen |
Jason Kupferberg | Bank of America Merrill Lynch |
Good day. And thank you for standing by. Welcome to the Fourth Quarter 2021 and Full Year Mastercard Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session.