Michael Scheopner | President & CEO |
Mark Herpich | CFO |
Raymond McClanahan | Chief Credit Officer |
00:07 Hello, everyone and welcome to the Landmark Bancorp Q4 Earnings Call. My name is Nadia and I'll be coordinating the call today. [Operator Instructions] 00:21 I will now hand over to your host, Michael Scheopner, President and Chief Executive officer to begin. Michael, please go ahead.
00:29 Thank you and good morning.