Rob Berkley | President and CEO |
Rich Baio | CFO |
Amit Kumar | Buckingham Research |
Kai Pan | Morgan Stanley |
Mike Zaremski | Credit Suisse |
Meyer Shields | KBW |
Brian Meredith | UBS |
Jay Cohen | Bank of America Merrill Lynch |
Ryan Tunis | Autonomous Research |
Good day, and welcome to W.R. Berkley Corporation’s Fourth Quarter 2018 Earnings Conference Call. Today's conference call is being recorded. The speakers' remarks may contain forward-looking statements.
Some of the forward-looking statements can be identified by the use of forward-looking words including, without limitation, beliefs, expects or estimates.