Bill Berkley | Executive Chairman |
Rob Berkley | President and Chief Executive Officer |
Rich Baio | Chief Financial Officer and Executive Vice President |
Mike Zaremski | Credit Suisse |
Yaron Kinar | Goldman Sachs |
Ryan Tunis | Autonomous Research |
Michael Phillips | Morgan Stanley |
Meyer Shields | Keefe, Bruyette & Woods |
Brian Meredith | UBS |
Good day, and welcome to W.R. Berkley Corporation's Fourth Quarter 2020 Earnings Conference Call. Today's conference call is being recorded. The speakers' remarks may contain forward-looking statements.
Some of the forward-looking statements can be identified by the use of forward-looking words, including, without limitation, believes, except or estimates.