Chris Rigg | Vice President-Investor Relations |
Gail Boudreaux | President and Chief Executive Officer |
John Gallina | Chief Financial Officer |
Pete Haytaian | President-Commercial and Specialty Business Division |
Felicia Norwood | President-Government Business Division |
Justin Lake | Wolfe Research |
A.J. Rice | Credit Suisse |
Steven Valiquette | Barclays |
Ricky Goldwasser | Morgan Stanley |
Ralph Giacobbe | Citi |
George Hill | Deutsche Bank |
Kevin Fischbeck | Bank of America |
Gary Taylor | JPMorgan |
Whit Mayo | UBS |
Dave Windley | Jefferies |
Joshua Raskin | Nephron Research |
Lance Wilkes | Bernstein |
Robert Jones | Goldman Sachs |
Scott Fidel | Stephens |
Matthew Borsch | BMO Capital Markets |
Steve Willoughby | Cleveland Research |
Ladies and gentlemen, thank you for standing by, and welcome to Anthem’s Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions] As a reminder, today’s conference is being recorded. I would now like to turn the conference over to the company’s management. Please go ahead.