Carlos Firetti | Business Controller and Market Relations Director |
Octavio de Lazari Jr. | CEO |
André Cano | Executive Vice President |
Leandro Miranda | Executive Director and IRO |
Oswaldo Fernandes | CFO |
Ivan Gontijo | CEO, Bradesco Seguros |
Renato Ejnisman | CEO, Banco Next |
Mario Pierry | Bank of America |
Good morning, ladies and gentlemen, and thank you for waiting. We would like to welcome everyone to Bradesco Second Quarter 2021 Earnings Conference Call. This call is being broadcasted simultaneously through the Internet in the Investor Relations website, bradescori.com.br/en. In that address, you can also find the presentation available for download. [Operator Instructions] Before proceeding, let me mention that forward-looking statements are based on the beliefs and assumptions of Banco Bradesco's management and on information currently available to the company.