Stacy Frole | VP, IR |
Bill Nash | President & CEO |
Enrique Mayor-Mora | SVP & CFO |
Jon Daniels | SVP, CAF Operations |
Craig Kennison | Baird |
Sharon Zackfia | William Blair |
John Murphy | Bank of America |
Michael Montani | Evercore |
Brian Nagel | Oppenheimer |
Rick Nelson | Stephens |
John Healy | Northcoast |
Rajat Gupta | JPMorgan |
Scot Ciccarelli | RBC Capital Markets |
Chris Bottiglieri | Exane BNP Paribas |
Seth Basham | Wedbush |
David Whiston | Morningstar |
Ladies and gentlemen, thank you for standing by, and welcome to the Q1 FY '22 KMX Earnings Release Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference over to Stacy Frole.