Darby Schoenfeld | Vice President of Investor Relations |
Kevin Stevenson | President and Chief Executive Officer |
Peter Graham | Executive Vice President and Chief Financial Officer |
Mark Hughes | SunTrust Robinson Humphrey, Inc. |
Eric Hagen | Keefe, Bruyette, & Woods, Inc. |
David Scharf | JMP Securities LLC |
Brian Hogan | William Blair & Company LLC |
Dominick Gabriele | Oppenheimer & Co. Inc. |
Robert Dodd | Raymond James & Associates, Inc. |
Good day, and welcome to the PRA Group Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Darby Schoenfeld, Vice President of Investor Relations.