Najim Mostamand | Vice President of Investor Relations |
Kevin Stevenson | President & Chief Executive Officer |
Pete Graham | Executive Vice President & Chief Financial Officer |
Bob Napoli | William Blair |
David Scharf | JMP Securities |
Mark Hughes | Truist |
Robert Dodd | Raymond James |
Good afternoon, and welcome to the PRA Group's Q4 2022 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note that this event is being recorded.
I would now like to turn the conference over to Mr. Najim Mostamand, Vice President of Investor Relations for PRA Group.