Miles Pondelik | Director of IR & Corporate Development |
Ken Vecchione | President and CEO |
Dale Gibbons | CFO |
Timothy Bruckner | Chief Credit Officer |
Casey Haire | Jefferies |
Brock Vandervliet | UBS |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Timur Braziler | Wells Fargo |
Brad Milsaps | Piper Sandler |
Chris McGratty | KBW |
Brandon King | Truist Securities |
Gary Tenner | D.A. Davidson |
David Chiaverini | Wedbush Securities |
Jon Arfstrom | RBC Capital Markets |
Good day, everyone. Welcome to Western Alliance Bancorp's Fourth Quarter 2021 Earnings Call. All lines have been placed on mute to prevent any background noise. [Operator Instructions] You may also view the presentation today via webcast through the company's website at www.westernalliancebancorporation.com. I would now like to turn the call over to Miles Pondelik, Director of Investor Relations and Corporate Development.