Chris Navratil | SVP, Finance |
Brad Elliott | Chairman and CEO |
Greg Kossover | COO |
Eric Newell | CFO |
Craig Mayo | Chief Credit Officer |
Brett Reber | General Counsel |
Jeff Rulis | D.A. Davidson |
Terry McEvoy | Stephens, Inc. |
Michael Perito | KBW |
Andrew Liesch | Piper Sandler |
Ladies and gentlemen, thank you for standing by, and welcome to the Second Quarter 2020 Equity Bancshares, Inc.'s Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference over to one of your speakers today, Mr. Chris Navratil. Sir, please go ahead.