Paul Elenio | Chief Financial Officer |
Ivan Kaufman | President and Chief Executive Officer |
Steven DeLaney | JMP Securities |
Rick Shane | JPMorgan |
Stephen Laws | Raymond James |
Mike Smith | KBW |
Good morning, ladies and gentlemen, and welcome to the Fourth Quarter 2021 Arbor Realty Trust Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference call is being recorded. [Operator Instructions] I would now like to turn the call over to your speaker today, Paul Elenio, Chief Financial Officer.