Park Cheol Woo | Deputy Head of IR |
Roh Yong-hoon | Deputy President & CFO |
Park Sung-hyun | MD and Chief Strategy & Sustainability Officer |
Kim Tae Youn | General Manager, Finance Management Team |
Bang Dong-kwon | MD & Chief Risk Officer |
Kim Jin-Sang | Hyundai Motor Securities |
Seo Young-Soo | Kiwoom Securities |
Kim Han Lee | KTB Investment & Securities |
Greetings. I am Park Cheol Woo, in charge of IR. I would like to thank all participants in our business results presentation and begin the 2020 Q3 earnings release. From Q1 of this year, we have been having this earnings call with only voice in order to have the minimum number of staff due to COVID-19. We ask for your understanding.