Suzanne Shepherd | Senior Vice President, Investor Relations |
Alan Colberg | President & Chief Executive Officer |
Richard Dziadzio | Chief Financial Officer |
Mark Hughes | SunTrust Robinson Humphrey, Inc. |
John Nadel | UBS |
Michael Phillips | Morgan Stanley |
Christopher Campbell | Keeefe, Bruyettte & Woods |
Gary Ransom | Dowling & Partners |
Welcome to Assurant's Third Quarter 2019 Earnings Conference Call and Webcast. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following management's prepared remarks. [Operator Instructions]
It is now my pleasure to turn the floor over to Suzanne Shepherd, Senior Vice President of Investor Relations.
You may begin.