Suzanne Shepherd | SVP, IR |
Alan Colberg | President and CEO |
Richard Dziadzio | CFO |
Bose George | KBW |
Brian Meredith | UBS |
Mark Hughes | Truist |
Michael Phillips | Morgan Stanley |
Gary Ransom | Dowling & Partners |
Welcome to Assurant's Fourth Quarter 2020 Earnings Conference Call and Webcast. At this time, all participants have been placed in a listen-only mode. And the floor will be opened for your question, following management's prepared remarks. [Operator Instructions] It is now my pleasure to turn the floor over to Suzanne Shepherd, Senior Vice President of Investor Relations.
You may begin.