|Andres Viroslav||Director, IR|
|Frank Schiraldi||Sandler O'Neill|
|William Wallace||Raymond James|
|Matthew Breese||Piper Jaffray|
Good day, ladies and gentlemen, and welcome to The Bancorp Third Quarter 2017 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions].
As a reminder, this conference call is being recorded.