Andres Viroslav | Director, IR |
Damian Kozlowski | CEO |
Paul Frenkiel | CFO |
William Wallace | Raymond James |
Frank Schiraldi | Sandler O'Neill |
Ladies and gentlemen, thank you for standing by and welcome to Third Quarter 2019 The Bancorp Incorporated Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions]. Please be advised that today’s conference is being recorded.