Johnny Lai | Vice President-Corporate Development and Investor Relations |
Greg Garrabrants | President and Chief Executive Officer |
Andy Micheletti | Executive Vice President and Chief Financial Officer |
David Feaster | Raymond James |
Andrew Leisch | Piper Sandler |
Michael Perito | KBW |
Gary Tenner | D.A. Davidson |
Steve Moss | B. Riley Securities |
Tim Coffey | Janney Montgomery Scott |
Greetings, and welcome to Axos Financial Inc.’s Fiscal Q3 2021 Earnings Call and Webcast. At this time all participants are in listen-only mode. [Operator Instructions] I would now like to turn the conference over to your host, Mr. Johnny Lai, Vice President of Corporate Development and Investor Relations. Thank you.