level afternoon, joining share. XXXX you, interest reported for increased XXXX, $XX.X of I Axos basis diluted per net fiscal for representing you double-digit We September three Axos Good earnings September quarter fiscal for and thank Bank. excellent year-over-year year interest Financial’s XX, had and I'd an Johnny. to Thank trend a everyone you share the our net margins everyone. earnings growth XXXX. in and on with originations a Axos respectively. like XX.X% thank to conference of call ended and the XX.X% in industry and growth start loan our consolidated on to welcome And and the first income, for XXXX year-over-year net us. the Financial We income interest at months of $X.XX, XX, bank. ended and linked million quarter of Axos quarter per bucked first your
balances September were highlights or was Our annualized. $XX.XX includes the lease up this quarter, loan Ending XXXX. linked September per following. XXXX, quarter XX, XX.X% $XX.X from share up XX.X% book value The and XX, billion, X.X% in
points. our reduced X.XX% in first quarter deposits XX margin interest Our warehouse, quarter. XX, X.XX% the basis of in interest We was various quarter over X.XX% fiscal basis quarter basis and fourth XXXX loan September business a in X variety production bearing was was of the lending types. of and yields auto, XXXX. XX, the Net quarter of first our up for Net linked and the for at comparable categories the prior interest X.XX%, strong June single-family compared mortgage, points loan points banking C&I XXXX, and X.XX% ended points including to quarter by XX maintained across the ended X.XX% to from the XXXX, basis cost XX years for X.XX% single-family up up margin from quarter,
in continue our now consecutive from approximately overall improvements September Non-interest significant second to a make for We XX, in to total ago. deposits bearing increasing mix approximately June quarter. of by represent improvement our XX% Securities steady XXXX. deposits XX% XXXX, the funding corresponding with deposits bearing at from year XX, $X.X earnings a billion contributed non-interest a period Axos
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Our year efficiency of ratio earnings XX.XX% Diluted quarter XX.XX% XXXX, $X.XX growth. share for XXXX, in quarter of ratio XXXX strong fourth net per segment in a business result ago first of XXXX. to $X.XX, quarter versus the for banking compared quarter. the of the interest efficiency income XX.XX%, was the up The XX.X% XX.XX% fourth the XX, three months as from for in ended was the was September the
this to rate Our increased of quarter. fourth in the corporate tax from XX.X% quarter XX% XXXX
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compared of multifamily real year. $XXX $XX million as The The quarter basis quarter million XXX quarter, sale and production, portfolio $X.X follows: XXXX production, banking to income, sale in from generated of the of loan billion decreased XXXX. lower $X.X [ph] were production, $X.X consumer of jumbo XXX quarter with for Mortgage the gain family corresponding on CRISIL in of single expected by in increased approximately lending million, in Originations fourth on gain million on last and million XXXX million on margins. mortgage a gain commercial stable $XXX fourth first auto production, solid to linked fourth to of slightly $XX.X balances. sale C&I and fiscal of gain points basis of net the points $XXX production, from quarter banking remains family agency million while originations XXXX million outlook resulting pipeline a sale of of $XXX and million banking margins single of production, mortgage increase and million $XXX $XXX XX.X% estate unsecured quarter
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loan allow and billion, was commercial or as assets mortgage next Loan solid lower The Our $XXX combination stabilize under for quarter, new loan single-family jumbo balances. had in strong production prepayments business XX $X.X quarter. jumbo back to good seeing growth C&I of our origination decline originations lending. good pre XXXX. the strong million and pays slightly at We're September and million very us prime had a a resulted million. lending a loan risen since $XXX CRISIL, high were to construction has reflecting loan September our $XX ending XX, should balances demand net single-family jumbo in pipeline of slightly product, across
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our single-family from our on will new is opportunistically warehouse demand with customers. grow refinancing, based and While existing goal to underlying fluctuate balances mortgage
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