Steven Alan Elder | WEX, Inc. |
Melissa D. Smith | WEX, Inc. |
Roberto Simon | WEX, Inc. |
Ramsey El-Assal | Jefferies LLC |
Oscar Turner | SunTrust Robinson Humphrey, Inc. |
Sanjay Sakhrani | Keefe, Bruyette & Woods, Inc. |
Peter Christiansen | Citigroup Global Markets, Inc. (Broker) |
Robert Paul Napoli | William Blair & Co. LLC |
Tien-Tsin Huang | JPMorgan Securities LLC |
Glenn Greene | Oppenheimer & Co., Inc. |
Thomas McCrohan | Mizuho Securities USA, Inc. |
Good morning. Thank you for standing by. At this time, we'd like to welcome everyone to the WEX Third Quarter 2017 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.