Steven Elder | Senior Vice President-Investor Relations |
Melissa Smith | President and Chief Executive Officer |
Roberto Simon | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Ramsey El-Assal | Barclays |
Oscar Turner | SunTrust |
Bob Napoli | William Blair |
David Koning | Baird |
Good morning. My name is Marcia, and I will be your conference operator today. At this time, I would like to welcome everyone to the WEX IQ 2019 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.