Steve Elder | Investor Relations |
Melissa Smith | President and Chief Executive Officer |
Roberto Simon | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Ramsey El-Assal | Barclays |
Steven Wald | Morgan Stanley |
Bob Napoli | William Blair |
Darrin Peller | Wolfe Research |
Ashish Sabadra | Deutsche Bank |
Ladies and gentlemen, thank you for standing by and welcome to the WEX fourth Quarter 2019 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Mr.